Real estate appraisal services for homeowners in the city of Miami and Miami-Dade County

The top seven reasons FL homeowners order from Beach Appraisals, Inc.:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Miami-Dade county or FL

Own a home in or near Miami, FL and need help deciding the price of it?
Contact Beach Appraisals, Inc..

We at Beach Appraisals, Inc. understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a regular person not in the real estate business that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Beach Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Beach Appraisals, Inc. is experts in helping people just like you dismiss undesirable PMI insurance.

Challenge a property tax assessment

If you live in an area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an expert appraisal from Beach Appraisals, Inc. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Beach Appraisals, Inc. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.